Salary & Tax Calculators

Estimate take-home pay, hourly salary conversions, freelance rates, and overtime pay.

Salary & Tax Calculators Guides

Use these short guides to choose the right calculator before opening a tool. Each guide explains the purpose, basic formula, inputs, and results in plain language.

Salary After Tax Calculator

Use this calculator to estimate take home pay, paycheck style net pay, payroll adjustments, overtime, bonuses, commissions, leave encashment, unpaid leave, allowances, and tax return working from salary, filing status, deductions, credits, withholding, and estimated payments.

Formula
  • Taxable wage income = salary plus overtime, bonus, commission, leave encashment, and taxable allowances minus unpaid leave deduction
  • Taxable income = adjusted income minus standard or itemized deduction
  • Estimated refund or amount due = tax already paid minus total estimated tax
  • Take home estimate = taxable income plus non taxable allowances minus estimated tax minus selected pre tax and post tax deductions
Inputs you enter
  • Gross pay amount or hourly rate and pay frequency
  • Tax year and filing status
  • State and local tax estimates
  • Pre tax and post tax deductions
  • Payroll adjustments such as overtime, bonus, commission, leave encashment, unpaid leave, and allowances
  • Other income and self employment income
  • Tax credits, withholding, and estimated payments
What you get
  • Annual, monthly, and pay period take home estimate with payroll adjustments
  • Federal, payroll, self employment, state, and local tax estimate
  • Taxable income and effective tax rate
  • Estimated refund or amount due
  • Tax Return Working master table with salary, payroll adjustment, deduction, credit, payment, refund, and amount due rows

Paycheck Calculator

Use this calculator to estimate one paycheck from gross pay, pay frequency, federal tax method, payroll tax, state tax, local tax, pre tax deductions, post tax deductions, bonus pay, and extra withholding.

Formula
  • Gross paycheck = base gross pay plus bonus, commission, or other taxable pay
  • Taxable paycheck = gross paycheck minus pre tax deductions
  • Estimated taxes = federal tax plus payroll tax plus state tax plus local tax plus extra withholding
  • Net paycheck = gross paycheck minus pre tax deductions minus estimated taxes minus post tax deductions
Inputs you enter
  • Gross pay for the pay period
  • Pay frequency and federal tax method
  • Custom federal tax rate or bracket estimate
  • Payroll tax, state tax, and local tax rates
  • Pre tax and post tax deductions
  • Bonus, commission, other taxable pay, and extra withholding
What you get
  • Estimated net paycheck and annual net pay
  • Gross pay, taxable pay, and total deduction breakdown
  • Federal, payroll, state, and local tax estimate
  • Pre tax and post tax deduction totals
  • Paycheck breakdown table for payroll planning

Hourly to Salary Calculator

Use this calculator to convert hourly wage into weekly, biweekly, monthly, and annual gross pay with optional custom paid hours, overtime, paid vacation, and unpaid leave adjustments.

Formula
  • Schedule hours = hours per week × working weeks per year
  • Custom paid hours can replace schedule hours when entered
  • Regular paid hours = base paid hours + paid vacation hours - unpaid leave hours
  • Overtime pay = hourly rate × annual overtime hours × overtime multiplier
  • Annual salary estimate = regular pay + overtime pay
Inputs you enter
  • Hourly rate
  • Hours per week
  • Working weeks per year
  • Custom paid hours per year
  • Annual overtime hours
  • Overtime multiplier
  • Paid vacation days
  • Unpaid leave days
What you get
  • Annual salary estimate
  • Monthly salary estimate
  • Biweekly pay estimate
  • Weekly pay estimate
  • Regular pay estimate
  • Overtime pay estimate
  • Paid hours used

Freelance Hourly Rate Calculator

Use this calculator to estimate a freelance, consulting, contractor, creator, designer, writer, developer, artist, or service provider hourly rate from target income, billable hours, expenses, tax reserve, platform fees, unpaid time, experience level, service type, and quote style.

Formula
  • Active working weeks = working weeks per year - unpaid vacation weeks
  • Final billable hours = billable hours per week × active working weeks - unpaid leave hours
  • Base coverage = target take home income + business expenses + software + equipment + insurance, benefits, and retirement buffer
  • Minimum yearly revenue adds the tax reserve to base coverage
  • Suggested client quote rate adds pricing margin, non billable admin buffer, downtime buffer, and platform or payment fees
  • Recommended hourly rate = final yearly revenue target ÷ final billable hours
Inputs you enter
  • Target annual take home income
  • Billable hours per week
  • Working weeks per year
  • Annual business expenses
  • Tax buffer percent
  • Experience level
  • Freelance service type
  • Quote style
  • Platform fee percent
  • Unpaid vacation weeks
  • Sick or unpaid leave days
  • Software, equipment, benefits, admin, and downtime buffers
What you get
  • Recommended hourly rate
  • Minimum break even hourly rate
  • Estimated day rate
  • Final billable hours per year
  • Final yearly revenue target
  • Tax reserve estimate
  • Experience and quote style context
  • Expense, platform fee, and pricing buffer view

Overtime Pay Calculator

Use this calculator to estimate regular pay, overtime earnings, gross pay, annualized overtime, and an optional tax or withholding estimate.

Formula
  • Regular pay = hourly rate × regular hours per week
  • Overtime pay = hourly rate × overtime hours per week × overtime multiplier
  • Weekly gross pay = regular pay + overtime pay + bonus or extra pay
  • Estimated net pay = gross pay - estimated tax or withholding
Inputs you enter
  • Hourly rate
  • Regular hours per week
  • Overtime hours per week
  • Overtime multiplier
  • Pay frequency
  • Working weeks per year
  • Bonus or extra pay
  • Tax or withholding estimate percent
What you get
  • Regular pay
  • Overtime pay
  • Gross pay before tax
  • Estimated net pay
  • Annualized overtime pay

1099 Tax Calculator

Use this 1099 tax calculator to estimate contractor, consultant, physician, creator, real estate, driver, trade, freelance, or gig worker taxes using 1099 income, form type, profession type, write offs, deductions, self employment tax, federal tax method, optional state or local tax, payments, credits, refund or amount due, and quarterly planning.

Formula
  • Net business income = gross 1099 income minus business expenses and write offs
  • Self employment tax = SE taxable earnings × self employment tax rate
  • Federal income tax uses either bracket estimate or custom federal rate
  • Estimated refund or amount due = total estimated tax minus payments already made
  • Total estimated tax = self employment tax + federal tax + state tax + local tax - credits
  • Suggested quarterly payment = remaining amount due ÷ quarters left
Inputs you enter
  • Gross 1099 income
  • 1099 work type
  • 1099 form type
  • Base business expenses
  • Detailed write off categories
  • Filing status
  • Federal income tax method
  • Custom federal income tax rate
  • Self employment tax rate
  • Deduction estimate
  • Optional state and local tax rates
  • Credits and estimated payments
  • Estimated refund or amount due
  • Quarters left to plan
What you get
  • Net business income
  • Self employment tax estimate
  • Federal income tax estimate
  • State and local tax estimate
  • Total estimated tax
  • Suggested quarterly payment
  • Net income after tax

Self Employment Tax Calculator

Use this guide to understand how the self employment tax calculator estimates Social Security tax, Medicare tax, Additional Medicare tax, deductible half of self employment tax, and optional take home planning from net self employment income.

Formula
  • Net self employment income = gross self employment income minus business expenses
  • SE taxable earnings = net self employment income × SE taxable earnings percentage
  • Social Security tax uses the remaining wage base after employee W2 wages when entered
  • Medicare tax and Additional Medicare tax use the editable Medicare assumptions
  • Deductible half of self employment tax = total self employment tax × 50 percent
Inputs you enter
  • Gross self employment income
  • Business expenses or custom net profit override
  • SE taxable earnings percentage
  • Employee W2 wages when relevant
  • Social Security wage base and tax rate assumptions
  • Medicare and Additional Medicare assumptions
  • Optional federal, state, local, credit, and payment fields for take home planning
What you get
  • Net profit used
  • SE taxable earnings
  • Social Security tax estimate
  • Medicare tax estimate
  • Additional Medicare tax estimate
  • Total self employment tax
  • Deductible half of self employment tax
  • Optional take home planning estimate

Quarterly Tax Calculator

Use this calculator to estimate quarterly tax payments for freelance income, contractor income, investment income, or other income without withholding.

Formula
  • Estimated annual tax = income tax plus self employment tax minus withholding and credits
  • Quarterly payment = remaining estimated tax ÷ remaining payment periods
  • Safe harbor checks compare estimated payments with prior year tax where available
Inputs you enter
  • Expected yearly income
  • Expected deductions
  • Withholding already paid
  • Tax credits or prior payments
  • Remaining quarters
What you get
  • Estimated quarterly payment
  • Annual tax estimate
  • Remaining tax to pay
  • Payment schedule view
  • Underpayment planning note

Tax Refund Calculator

Use this calculator to estimate whether you may get a tax refund or owe more tax based on income, withholding, deductions, credits, and payments.

Formula
  • Refund or amount owed = total paid or credited minus total tax target
  • Positive result means a possible refund estimate
  • Negative result means a possible balance due estimate
Inputs you enter
  • Annual income and filing status
  • Deduction estimate and income adjustments
  • Federal withholding and estimated payments
  • Refundable and nonrefundable credits
  • Optional state or local tax fields
  • Target refund and extra withholding planning fields
What you get
  • Estimated refund or amount owed
  • Total tax target
  • Total paid or credited
  • Withholding and credit gap
  • Suggested extra withholding per pay period
  • Detailed refund breakdown