Investment Calculators
Use these investment calculators to estimate compound growth, ROI, retirement savings, future value, SIP returns, inflation impact, and real return.
Compound Interest Calculator
Use this compound interest calculator to estimate savings or investment growth with contributions, compounding, goals, and inflation context.
ROI Calculator
Use this ROI calculator to estimate return on investment, profit, total cost, annualized return, break-even gap, and target ROI.
Future Value Calculator
Use this future value calculator to estimate how a present amount or series of contributions may grow over time.
SIP Calculator (Systematic Investment Plan)
Use this SIP calculator to estimate systematic investment plan maturity value, gains, step-up contributions, and target value.
Inflation Calculator
Use this inflation calculator to estimate future price, buying power loss, inflation adjusted value, and long-term cost impact.
Real Return Calculator
Use this real return calculator to estimate inflation-adjusted return after fees, taxes, contributions, and purchasing power changes.
Retirement Calculator
Use this retirement calculator to estimate future savings, retirement income need, contribution gap, and inflation-adjusted balance.
Investment Calculators Guides
Use these short guides to choose the right calculator before opening a tool. Each guide explains the purpose, basic formula, inputs, and results in plain language.
Compound Interest Calculator
Use this calculator to estimate long term savings or investment growth from a starting balance, recurring contributions, return rate, compounding frequency, inflation, tax or fee drag, lump sum additions, and optional goal planning.
- Projected balance = starting balance plus contributions plus compound growth
- Growth earned = projected balance minus starting balance minus total contributions added
- Inflation adjusted value = projected balance shown after optional inflation adjustment
- Goal gap = target balance minus projected balance when a target is entered
- Starting balance
- Regular contribution amount and contribution frequency
- Expected annual return
- Time period in years
- Compounding frequency
- Optional inflation rate, tax or fee drag, annual contribution increase, lump sum addition, and target balance
- Projected final balance
- Total invested
- Growth earned through compounding
- Inflation adjusted value
- Growth multiple
- Yearly growth breakdown with contributions, growth earned, lump sums, and ending balance
ROI Calculator
Use this calculator to measure return on investment from initial cost, final value, cash returns, fees, taxes, and holding period. It is best for comparing business, marketing, finance, or project returns rather than projecting compound growth.
- Total return = final value plus cash returns
- Net profit = total return minus initial investment, fees, and taxes
- ROI percent = net profit ÷ initial investment × 100
- Annualized ROI adjusts total-cost based return for the holding period when time is entered
- Initial investment or cost
- Final value or return received
- Cash returns received during the period
- Extra costs, fees, taxes, or exit costs
- Investment period for annualized ROI
- Optional target ROI and second option comparison
- Net profit or loss
- ROI percentage
- Annualized return estimate
- Break even gap
- Target ROI check
- Optional side by side comparison insight
Future Value Calculator
Use this calculator for formula based time value of money work. It estimates what a present amount or stream of payments may be worth in the future using rate, time, payment timing, and optional yearly payment increases.
- Future value of a lump sum = present value × growth factor
- Growth earned = growth base × period rate
- Growth base is the starting value plus the payment when payment timing is set to start of period
- Regular payment can stay the same, increase by a percentage each year, or increase by a fixed amount each year
- Total future value can combine lump sum growth and payment stream growth
- Present value
- Interest or return rate
- Number of periods
- Optional payment amount and payment frequency
- Payment timing at start or end of period
- Optional annual payment increase by percent or amount
- Future value estimate
- Growth amount
- Payment contribution value
- Growth base and rate used in the breakdown
- Optional lazy monthly breakdown
SIP Calculator (Systematic Investment Plan)
Use this calculator when the main question is monthly Systematic Investment Plan style investing. It estimates SIP growth, total investment, estimated gains, maturity value, and optional step up contributions.
- SIP maturity value depends on monthly contribution, expected return, and investment term
- Estimated gains = maturity value minus total invested
- Step up SIP increases the monthly contribution over time when enabled
- Monthly investment amount
- Expected annual return
- Investment term
- Optional yearly step up percentage
- Optional lump sum or target amount
- Total invested
- Estimated gains
- Maturity value
- Step up impact and yearly SIP breakdown
Inflation Calculator
Use this calculator to estimate how inflation changes purchasing power, future prices, salary needs, savings value, and future expense planning.
- Future cost = current cost × (1 plus inflation rate)^years
- Purchasing power = current amount ÷ (1 plus inflation rate)^years
- Buying power loss = current amount minus inflation adjusted value
- Current amount or current cost
- Inflation rate
- Time period
- Optional reverse inflation or target amount fields
- Future cost estimate
- Purchasing power estimate
- Buying power loss
- Required future income or savings target
Real Return Calculator
Use this calculator to estimate investment return after inflation. It helps separate nominal return from real purchasing power growth.
- Real return = ((1 plus nominal return) ÷ (1 plus inflation rate)) minus 1
- Inflation adjusted balance = future balance shown in purchasing power terms
- Real gain = inflation adjusted ending value minus starting value
- Nominal return rate
- Inflation rate
- Investment amount
- Investment time period
- Optional tax or fee adjustment
- Real return percentage
- Inflation adjusted ending value
- Real gain or loss
- Nominal vs real return comparison
Retirement Calculator
Use this calculator to estimate retirement savings needs, projected future balance, contribution progress, retirement age targets, inflation impact, and possible retirement income.
- Projected balance = current savings plus future contributions plus investment growth
- Savings gap = target retirement balance minus projected balance
- Estimated retirement income depends on withdrawal rate and projected balance
- Current age and retirement age
- Current retirement savings
- Monthly or yearly contributions
- Expected return and inflation assumptions
- Target retirement income or withdrawal rate
- Projected retirement balance
- Savings gap or surplus
- Estimated retirement income
- Contribution target and readiness notes